Fed holds at 3.75–4%, 10–2, with two votes for a hike
The October 28, 2026 FOMC kept the range at 3-3/4 to 4 percent; Cook and Hammack wanted a quarter point more. Next morning: GDP +3.4%, PCE inflation 3.6%.
Archive. This is the 30-year fixed mortgage rate, week of 13 Aug 2026 release exactly as published. It is preserved rather than corrected: see the current release.
Economy · Indicator · Archive
Housing 6.67%
The 30-year fixed averaged 6.67% in the week to 13 August.
| 30-year fixed | 6.67% |
|---|---|
| Fed funds target at the time | 3.50–3.75% |
| Why it matters | The mortgage rate does not track the Fed's policy rate directly — it follows the 10-year Treasury and the spread lenders charge over it. |
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Sources
- Primary Mortgage Market SurveyFreddie Mac · Aug 13, 2026 · Primary source